Certificates Of Deposit

A CD is a time deposit account that offers a safe harbor for your money and generally returns more than a regular savings account.

Attain Checking

An interest-bearing checking account with premium rewards and additional services.

  • $20 monthly pricing, or $0 with $15,000 minimum daily balance or $25,000 combined balance
  • Up to $25 in non-GTI ATM rebates per month
  • Up to 5 complimentary Grow Savings accounts or Thrive Money Market accounts
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Access Checking

Our most versatile bank account, Access has the tools you need to manage your money your way.

  • $5 monthly pricing, or $0 with one $500+ direct deposit or other qualifying activity
  • $3 per month for paper statements / $0 if you go paperless
  • Up to 4 non-GTI ATM rebates per month
  • Up to 3 complimentary Grow Savings accounts or Thrive Money Market accounts
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Embark Checking

Simple and straightforward, a perfect account for anyone looking for no-frills banking.

  • No monthly maintenance fee
  • $3 per month for paper statements / $0 if you go paperless
  • Up to $10 in non-GTI ATM rebates per month with $2,500+ average balance
  • Grow Savings account with no monthly maintenance fee when you make at least one monthly transfer
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Flexible terms and competitive rates

Are you ready to add certainty to your financial future? A certificate of deposit (or CD) from Gate Trust International gives you flexible terms and competitive rates on your investment, so you know your maturity date and yield from the start. Gate Trust International offers a variety of CD rates and terms, from 30 days to 60 months, with higher rates on longer terms so you can tailor the maturity to your financial goals. Flexibility—it’s what you expect from Gate Trust International, and it’s what we deliver.

A smart prescription for managing health expenses.

Managing medical expenses is one of the greatest challenges for many people today. Gate Trust International is pleased to offer a smart and healthy way to help make those costs more affordable – Health Savings Accounts (HSA).

Choose one of three easy options, and open an account online.

Grow Savings

$3
Monthly pricing; or
$0

with a $200 minimum daily balance; or primary signer is 0-18 or 55+; or when you complete a monthly transfer from an Gate Trust International personal deposit account

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Thrive Money Market

$10
Monthly pricing; or
$0

with a $1,000 minimum daily balance

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Prosper Money Market

$15
Monthly pricing; or
$0

with a $10,000 minimum daily balance; or $25,000 combined balance

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Personal Checking

Connect your savings with checking and save even more.

  1. Up to three complimentary Grow Savings or Thrive Money Market accounts when linked to Access Checking.
  2. Up to five complimentary Grow Savings or Thrive Money Market accounts when linked to Attain Checking.

Lock in a Great Rate That's Right for You

A CD is a time deposit account that offers a safe harbor for your money and generally returns more than a regular savings account. In exchange for your investment over a certain period of time, Gate Trust International will pay you a set rate of interest. At the end of this time period, known as maturity, you may choose to withdraw the money, along with the interest it earned, or let your CD renew for another term at the market rate. You also receive the added security of Federal Deposit Insurance coverage.

Saving money makes sound financial sense. With a CD from Gate Trust International, you get the financial tool that works best for you and your savings needs.

Features and Benefits

  • Guaranteed return on your investment
  • $1,000 minimum deposit required
  • Various terms available, from 30 days to 60 months
  • Earn higher returns by locking in funds
  • No unpredictable markets or difficult investment choices
  • Renew your CD at the market rate at time of renewal
  • Penalties apply for early withdrawal

Start managing your healthcare dollars

With a United Bank (HSA) you can pay for qualified medical expenses on a pre-tax basis. You simply have a pre‑tax portion of your pay direct deposited to your United Bank HSA and use funds to help pay for deductibles, prescriptions, vision and dental care, and other health expenses.

Features

  • Guaranteed return on your investment
  • $1,000 minimum deposit required
  • Various terms available, from 30 days to 60 months
  • Earn higher returns by locking in funds
  • No unpredictable markets or difficult investment choices
  • Renew your CD at the market rate at time of renewal
  • Penalties apply for early withdrawal

Capitalize on interest while keeping funds accessible

  • Guaranteed return on your investment
  • $1,000 minimum deposit required
  • Various terms available, from 30 days to 60 months
  • Earn higher returns by locking in funds
  • No unpredictable markets or difficult investment choices
  • Renew your CD at the market rate at time of renewal
  • Penalties apply for early withdrawal